About Credit Counseling

Our Credit counseling program exists to provide a direct approach to enhance all aspects of your lifestyle. Our flowcycle delivers a tailored blueprint that will analyze your income, expenses, and total debt. The essential component being following the blueprint so that you remain free from debt and create a financial healthy lifestyle.

Flowcycle/Budget

The flowcycle is your customized blueprint that allows you to breakdown your financial habits, ranging from income, expenses, and debts. The flowcycle allows us to help you create the most efficient budget for your financial goals as well as analyze your credit profile to provide education in the forms of credit restoration and credit building.

Credit Card Management

Managing your credit card balance takes both patience and practice. Understanding how to manage your credit card directly affects your credit score and credit report. The primary key points include knowing what you owe, identifying your credit utilization ratio, prioritizing your debt, and paying more than the minimum balance. Those points only scratch the surface, CFCC provides more strategic components specific to our client’s credit profile.